- 3 cups all-purpose flour
- 1 tablespoon baking powder
- 1 teaspoon salt
- 1/4 teaspoon cayenne pepper
- 1/8 teaspoon ground black pepper
- 4 ounces Cheddar cheese, cut into 1/4-inch cubes
- 1 1/4 cups milk
- 3/4 cup sour cream
- 3 tablespoons butter, melted
- 1 egg, lightly beaten
- Preheat oven to 350 degrees F (175 degrees C). Grease a 9×5-inch loaf pan with vegetable oil.
- Whisk flour, baking powder, salt, cayenne pepper, and black pepper together in a bowl. Stir cheese cubes into flour mixture until coated. Whisk milk, sour cream, melted butter, and egg in a separate bowl. Stir moist ingredients into flour and cheese mixture until just combined. Spread batter into prepared loaf pan.
- Bake in the preheated oven until the top of the loaf is golden and a toothpick inserted into the center of the loaf comes out clean, 45 minutes to 1 hour. Let cool in pan 10 minutes before removing to finish cooling on a wire rack. Let cool 1 hour before serving.